.hero__grid--center{text-align:center;grid-template-columns:1fr;max-width:760px;margin:0 auto}.hero__grid--center .hero__sub{max-width:620px;margin-left:auto;margin-right:auto}.hero__grid--center .hero__cta{justify-content:center}.owc-acc{flex-direction:column;gap:14px;max-width:880px;margin:0 auto;display:flex}.owc-item{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);transition:border-color .25s var(--ease), box-shadow .25s var(--ease);overflow:hidden}.owc-item[open]{box-shadow:var(--shadow-sm);border-color:#c4a26573}.owc-item>summary{cursor:pointer;font-family:var(--font-display);letter-spacing:-.015em;color:var(--black);-webkit-user-select:none;user-select:none;align-items:center;gap:18px;padding:22px 26px;font-size:clamp(16px,1.7vw,19px);font-weight:600;line-height:1.3;list-style:none;display:flex}.owc-item>summary::-webkit-details-marker{display:none}.owc-item>summary:hover{color:var(--gold-deep)}.owc-item>summary:after{content:"+";width:34px;height:34px;color:var(--gold-strong);background:var(--gold-soft);transition:transform .3s var(--ease), background .25s var(--ease), color .25s var(--ease);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;margin-left:auto;font-size:22px;font-weight:400;line-height:1;display:flex}.owc-item[open]>summary:after{content:"−";background:var(--gold-strong);color:var(--white);transform:rotate(180deg)}.owc-item__step{font-family:var(--font-display);letter-spacing:.08em;color:var(--gold-strong);background:var(--gold-soft);border-radius:999px;flex-shrink:0;padding:5px 11px;font-size:12px;font-weight:700}.owc-item__body{padding:0 26px 26px}.owc-item__lead{color:var(--ink-mid);max-width:60ch;margin-bottom:16px;font-size:15.5px;line-height:1.6}.owc-item__list{gap:9px;margin:0 0 18px;list-style:none;display:grid}.owc-item__list li{color:var(--ink-mid);padding-left:26px;font-size:14.5px;line-height:1.55;position:relative}.owc-item__list li:before{content:"";background:var(--gold-strong);border-radius:2px;width:14px;height:2px;position:absolute;top:8px;left:0}.owc-item__cta{color:var(--gold-deep);transition:border-color .2s var(--ease);border-bottom:1px solid #0000;align-items:center;gap:7px;font-size:14px;font-weight:600;display:inline-flex}.owc-item__cta:hover{border-color:var(--gold-strong)}.owc-prose{max-width:720px;margin:0 auto}.owc-prose p{color:var(--ink-mid);margin-bottom:20px;font-size:clamp(16px,1.5vw,18px);line-height:1.7}.owc-prose p:last-child{margin-bottom:0}.owc-prose strong{color:var(--ink);font-weight:600}.owc-prose em{color:var(--gold-strong);font-style:normal;font-weight:600}.owc-values{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.owc-value{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);padding:28px}.owc-value:hover{box-shadow:var(--shadow);border-color:#c4a2654d;transform:translateY(-4px)}.owc-value__num{font-family:var(--font-display);letter-spacing:.08em;color:var(--gold-strong);margin-bottom:14px;font-size:13px;font-weight:700}.owc-value__title{letter-spacing:-.015em;color:var(--black);margin-bottom:9px;font-size:19px;font-weight:600}.owc-value__body{color:var(--ink-mid);font-size:14.5px;line-height:1.6}@media (max-width:900px){.owc-values{grid-template-columns:1fr 1fr}}@media (max-width:600px){.owc-values{grid-template-columns:1fr}}.owc-help{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.owc-help__card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);transition:transform .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);padding:28px;display:block}.owc-help__card:hover{box-shadow:var(--shadow);border-color:#c4a2654d;transform:translateY(-4px)}.owc-help__icon{background:var(--gold-soft);width:42px;height:42px;color:var(--gold-strong);font-family:var(--font-display);border-radius:12px;justify-content:center;align-items:center;margin-bottom:16px;font-size:18px;font-weight:700;display:flex}.owc-help__title{letter-spacing:-.015em;color:var(--black);margin-bottom:8px;font-size:18px;font-weight:600}.owc-help__body{color:var(--ink-mid);font-size:14px;line-height:1.55}@media (max-width:900px){.owc-help{grid-template-columns:1fr 1fr}}@media (max-width:600px){.owc-help{grid-template-columns:1fr}}.owc-contact{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);border-radius:var(--radius);text-align:center;background:#ffffff8c;border:1px solid #c4a26547;max-width:720px;margin:32px auto 0;padding:30px}.owc-contact h3{color:var(--black);margin-bottom:8px;font-size:20px}.owc-contact p{color:var(--ink-mid);margin-bottom:18px;font-size:15px;line-height:1.6}